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TIPS FROM THE TREASURER

Tips from Treasurer Rokakis
*(Printable Version )
STEPS TO HOMEOWNERSHIP
  Can you afford it?
  How's your credit?
  Home buyer education
  Down payment assistance
  Useful resources
 
FINDING THE RIGHT MORTGAGE AND REALTOR
  Mortgages
  Build a list of lenders
  Decide if you need a special type of mortgage
  Talk to a loan office
  Compare rates for similar loans.
  Realtors
 
PITFALLS OF BUYING A HOME
  Pro-rated Taxes
  Creative Financing
  Study the Neighborhood
 
SENIOR HOMEOWNER INFORMATION
  Senior Homeowner Services
 
SENIOR CITIZENS: FIXED INCOME DOESN'T MEAN FINANCIAL NIGHTMARE
 
HELP IN PREPARING YOUR INCOME TAXES
  Free Income Tax Assistance
  Volunteer Income Tax Assistance Program (VITA)
  AARP Tax-Aide
  E-FILE Assistance
 

INCOME TAX CREDITS

 
AVOID INCOME TAX SCAMS
  “Dirty Dozen” List of Tax Scams
 
KNOW ABOUT CONSUMER FRAUD
 
IDENTITY THEFT - BEWARE! BE ALERT! BE SMART!
  Ohio Attorney General's Suggestions
  Identity Theft Verification Passport Program
 
PREVENTING THEFT OF FUNDS IN ORGANIZATIONS
  How Can You Protect Against Employee Theft?
 
FREE ANNUAL CREDIT REPORTS
 
WHAT IS A CREDIT SCORE?
  What's in your Credit Report?
  Why are Credit Scores Important?
  Resources
 
HOW TO IMPROVE YOUR CREDIT SCORE
  Resources
 
GUIDELINES FOR FINANCIAL RECORD KEEPING
  Organizational Tips
  What Records Should be Kept
 
DEBT STRESS: YOU CAN BEAT IT
  How to Handle Debt Stress
 
DEBT: YOU CAN BREAK FREE
  Don't Forget to Save
 
TEACHING CHILDREN ABOUT MONEY
 
SAVING FOR COLLEGE
  Ways to Save for College
  How to Make it Easier to Save
 
STUDENT AID PROGRAMS
  Federal Student Aid Programs
  Ohio Financial Aid Programs
  Other Useful Websites for Financial Aid Information
 
CREDIT CARDS ON CAMPUS: "EASY MONEY OR EASY TROUBLE"
  Make the Best Use of Your Credit Card


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1219 Ontario Street
Cleveland, OH 44113
(216) 443-7400
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