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Community Outreach/Speakers Bureau County Treasurer Jim Rokakis's Community Outreach Department would be happy to attend your senior meetings or events. We would discuss the various programs available through the Treasurers Office including Low Interest Home Improvement Loans and EasyPay, a service to assist with the monthly payment of your property taxes. Also we would be glad to check for Unclaimed Funds by bringing laptop computers to your event. Please refer to the Community Outreach/Speakers Bureau page to schedule a speaker. Homestead Exemption The Homestead Exemption is a program that lowers the real estate taxes on the residences of qualified low income seniors and disabled persons. For more information, or to apply for the Homestead Exemption contact the Cuyahoga County Auditor's Office at 216-443-7050 or visit the Auditor's website at cuyahogacounty.us/auditor Cuyahoga County Department Of Senior & Adult Services The Cuyahoga County Department of Senior and Adult Services has many programs available to seniors residing in Cuyahoga County.
To receive additional information, please visit their website at: cuyahogacounty.us/dsas Reverse Mortgages A reverse mortgage is a type of home loan that allows older persons to convert the equity in their homes into income. To qualify for reverse mortgages you must be 62 years of age and own your home. Reverse mortgages are exactly that, instead of you making a payment to a lender each month the lender pays you. You remain in your own home as long as you live. These loans are tax-free and have no affect on your Social Security benefits. The Federal Housing Authority insures some types of reverse mortgages. There are many types of reverse mortgages and you choose how you receive the funds. The proceeds from reverse mortgages can be used in any manner you chose. Many seniors use reverse mortgages for home repair or to pay their real estate taxes. Some even use a reverse mortgage to pay off first or second mortgages or to prevent foreclosure. A reverse mortgage may not be right for everyone. Before making the decision to obtain a reverse mortgage you may want to consult your family and qualified legal or financial advisors. Being aware of your rights and responsibilities will help you minimize financial risk. More information about reverse mortgages is available at the following web sites: http://www.ftc.gov/bcp/conline/pubs/homes/rms.htm American Association of Retired Persons (AARP) The American Association of Retired Persons provides resources and advice for finances, travel, health and technology click on to their web site www.aarp.com for more information. Deferred Housing Rehabilitation Loan Program for Senior Citizens This program enables low and moderate income senior homeowners in participating communities to make repairs and basic home improvements. For additional information contact Sheila Haley of the Cuyahoga County Department of Development by phone at 216-344-2571 or by email at cdsah@cuyahogacounty.us. You can visit the Department of Development website at cuyahogacounty.us/development. Application for Third Party Notification Program for Senior Citizens and Dependent Adults County Treasurer Jim Rokakis is pleased to announce a new program for seniors/dependent adult homeowners who may designate another person or organization to be contacted in the event their taxes become delinquent. The designated third party will then be in the position to contact the homeowner and discuss the severity of becoming delinquent in payment of their real estate taxes and in danger of tax foreclosure or the sale of delinquent tax certificate. If interested in this program, please click here for form and follow instructions. |
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