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Senior Services

Homestead Exemption

The Homestead Exemption is a program that lowers the real estate taxes on the residences of all seniors 65 and above.  For more information, or to apply for the Homestead Exemption contact the Cuyahoga County Fiscal Officer's Office at 216-443-7050 or visit the Fiscal Officer's website at

Cuyahoga County Department Of Senior & Adult Services

The Cuyahoga County Department of Senior and Adult Services has many programs available to seniors residing in Cuyahoga County.
  1. Community Office on Aging: Plans, advocates, develops and coordinates programs and services for seniors and at-risk adults in Cuyahoga County.
  2. Adult Protective Services
  3. Home Support Services: Which includes skilled home care services and PASSPORT provider services.
  4. Medicaid Benefits Division
  5. Office of Homeless Services
  6. Grandparent and Other Kinship Caregiver Initiative

To receive additional information, please visit their website at:

Reverse Mortgages

A reverse mortgage is a type of home loan that allows older persons to convert the equity in their homes into income. To qualify for reverse mortgages you must be 62 years of age and own your home.

Reverse mortgages are exactly that, instead of you making a payment to a lender each month the lender pays you. You remain in your own home as long as you live. These loans are tax-free and have no affect on your Social Security benefits. The Federal Housing Authority insures some types of reverse mortgages.

There are many types of reverse mortgages and you choose how you receive the funds. The proceeds from reverse mortgages can be used in any manner you chose. Many seniors use reverse mortgages for home repair or to pay their real estate taxes. Some even use a reverse mortgage to pay off first or second mortgages or to prevent foreclosure.

A reverse mortgage may not be right for everyone. Before making the decision to obtain a reverse mortgage you may want to consult your family and qualified legal or financial advisors. Being aware of your rights and responsibilities will help you minimize financial risk. More information about reverse mortgages is available at the following web sites:

American Association of Retired Persons (AARP)

The American Association of Retired Persons provides resources and advice for finances, travel, health and technology click on to their web site for more information.

Deferred Housing Rehabilitation Loan Program for Senior Citizens

This program enables low and moderate income senior homeowners in participating communities to make repairs and basic home improvements. For additional information please contact the Cuyahoga County Department of Development at 216-348-4066 or by email at You can visit the Department of Development website at

Application for Third Party Notification Program for Senior Citizens and Dependent Adults

Seniors/dependent adult homeowners who may designate another person or organization to be contacted in the event their taxes become delinquent. The designated third party will then be in the position to contact the homeowner and discuss the severity of becoming delinquent in payment of their real estate taxes and in danger of tax foreclosure or the sale of delinquent tax certificate.

If interested in this program, please click here for the form and follow the instructions.